Q:Is an I.O.U a proper shtar can you collect from nechasim meshubadim if the other guy claim I paid you can you take out money from him is a check a ksav yad and is their a tana of I paid you
A:An I.O.U has the power of a proper shtar except you can not get nechasim mishubadim it is a machlokes the Mechaber and Rama if the guy says I paid you can you take out money from him Rama yes Mechaber no the Schach paskens like the Mechaber and we paskin like the Mechaber and Schach a check is a csav yad legal shtar but no taina of I paid you
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