Wednesday, March 26, 2025

Fwd: Business Halacha Daily


---------- Forwarded message ---------
From: Bais HaVaad Halacha Center <info@baishavaad.org>
Date: Wed, Mar 26, 2025, 8:00 PM
Subject: Business Halacha Daily
To: <agentemes4@gmail.com>


Can I Take a Loan With Interest For My LLC That Has No Assets?


Question: I have an idea for a startup and need capital. Although I don't have any assets yet, I opened an LLC and want to take a loan with interest, but without signing any personal guarantee. Do I need a heter iska?


CLICK BELOW TO WATCH THE VIDEO

Rabbi Shmuel Honigwachs


Answer: We have previously discussed the concept of corporation and the halachic dispute regarding whether a corporation is considered a true owner or not. 


That entire discussion would only apply if the corporation has some assets. If there are assets, some Poskim hold that even though the shareholders make no personal guarantee, they are liable for losses through the corporation's assets, which is sufficient to be considered a debt obligation in the eyes of the Torah. If, however, an LLC has no assets and the stakeholder takes no responsibility, this would not be considered a loan at all, and all would agree that there is no ribbis problem.

For more information on the Business Halacha Daily project, visit https://baishavaad.org/business-halacha-daily/

To sign up to the BHD WhatsApp group click click HERE.

Any comments? We welcome your questions and feedback. Please reach out to us! info@baishavaad.org | 888.485.8223

OR SEARCH "BUSINESS HALACHA DAILY" VIA YOUR FAVORITE PODCAST VENUE

For more information on the Yorucha project, visit Yorucha.org/about/.

For the full topic syllabus,visit Yorucha.org/curriculum/

Feedback? yorucha@baishavaad.org | 888.485.8223 ext.302

Bais HaVaad Halacha Center | 290 River Ave. | Lakewood, NJ 08701 US

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Fw: [-aneinu] Replay & Tonight's Shiur - Rabbi Yosef Chaim Danziger




----- Forwarded Message -----
From: "'Chicago Aneinu' via chicago-aneinu" <chicago-aneinu@googlegroups.com>
To: "Chaya Miriam Wolper" <myysbyy@aol.com>
Cc:
Sent: Wed, Mar 26, 2025 at 7:43 PM
Subject: [chicago-aneinu] Replay & Tonight's Shiur - Rabbi Yosef Chaim Danziger

     Aneinu

It is worthwhile for one

 to actually say

"L'kovod Yom Tov" 

when purchasing

any item for Pesach,

because the words we say 

have enormous positive 

effect and ramifications 

in Shamayim.

 (Based on Mishna Berurah 150:2)

FROM YESHIVA ATERES SHIMON

WEDNESDAY NIGHT TELECONFERENCE

DATE: WEDNESDAY MARCH 26

SPEAKER: RABBI YOSEF CHAIM DANZINGER, RAV OF THE HOC Synagogue in Southbend Indiana


TITLE:

Understanding the Pinnacle of Pesach: Inject Love and Joy Into Your Pesach Cleaning with Concepts from Shir Ha'Shirim


TIME: 9:15 PM

CALLIN NUMBER: 646 558 6338 PIN 30671#

RECORDING OF YESTERDAY'S SHIUR

Yesterday, Rabbi Daniel Travis took off of his busy schedule,to make sure he spoke to us before Chodesh Nisan. He was on the way to the airport for numerous speaking engagenments in the States, but he felt it was important to speak to us Aneinu women before Pesach. And his message was simple: Be B'simcah while preparing for Pesach. It is a glorious time,preparing for Chag Ha'Geula and Hashem wants us to be b'simcah. And we have to have bitochon that all our Pesach preparations will work out. He said, we shouldn't get nervous, angry etc-it will all work out. Enjoy the journey getting to the Seder.


The title of the shiur: PESACH IN GAN EDEN


CLICK HERE TO DOWNLOAD THE SHIUR

aneinu | 204 Broadway | Lawrence, NY 11559 US





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Fw: [-aneinu] Cancelled! No Tehillim Shiur with Reb Yitty Friedman




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From: "'Chicago Aneinu' via chicago-aneinu" <chicago-aneinu@googlegroups.com>
To: "myysbyy@aol.com" <myysbyy@aol.com>
Cc:
Sent: Wed, Mar 26, 2025 at 7:12 PM
Subject: [chicago-aneinu] Cancelled! No Tehillim Shiur with Reb Yitty Friedman
Notice re the Weds night Tehillim class:
Unfortunately there will be no Tehillim class tonight, nor any other night until after the Chag!  🙁

Wishing everyone a chag kosher v'someiach!  🥰🥰🥰🥰🥰 
Yitty

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Fw: {Be'er Mayim Chaim} please daven Kaliver Rebbe of Williamsburg, Rav Moshe ben Reizel




----- Forwarded Message -----
From: "Rabbi Zwecker רב צווקר" <tal.zwecker@gmail.com>
To: "beermayimchaim" <beermayimchaim@googlegroups.com>
Cc:
Sent: Wed, Mar 26, 2025 at 2:26 PM
Subject: {Be'er Mayim Chaim} please daven Kaliver Rebbe of Williamsburg, Rav Moshe ben Reizel

The Kaliver Rebbe of Williamsburg, Rav Moshe ben Reizel, has been hospitalized and is suffering from internal bleeding.

The rebbe, who only communicates through his eyes due to his illness, is in need of rachamei Shomayim.

The rebbe was taken to Columbia Hospital in Manhattan after not feeling well. Despite battling a progressive muscle disease for a decade, the rebbe continues his avodas hakodesh, using his eyes to communicate through a specialized computer program.

For years, the rebbe has written letters of chizuk to Jews around the world before each Yom Tov, a tradition he has maintained despite his illness, which has him paralyzed. He continues to write these letters, which are mechazeik Yidden.

On Friday night, the rebbe entered the tish at his shul in Williamsburg as he does every week. Shortly thereafter, the gabbai noticed that the rebbe was not feeling well and immediately called Hatzalah, who rushed him to the hospital. He was diagnosed with an infection.

However, after a series of follow-up tests, it was discovered that the rebbe is suffering from internal bleeding.

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Fw: Get Inspired for Pesach: Catch Up on the Latest Seder Snippets With Rabbi Brand!




----- Forwarded Message -----
From: "YU Torah Mitzion Kollel" <info@torahchicago.org>
To: "Chana Chroman" <mates57564@aol.com>
Cc:
Sent: Wed, Mar 26, 2025 at 12:01 PM
Subject: Get Inspired for Pesach: Catch Up on the Latest Seder Snippets With Rabbi Brand!

Fwd: Business Halacha Daily


---------- Forwarded message ---------
From: Bais HaVaad Halacha Center <info@baishavaad.org>
Date: Tue, Mar 25, 2025, 8:00 PM
Subject: Business Halacha Daily
To: <agentemes4@gmail.com>


May I Let My Friend Use My Credit Card to Make a Purchase That Contains Interest?


Case: Reuven has an Amazon business and needs funds to make some purchases. His friend, Shimon, offers to let him use his credit card, as long as he agrees to cover any interest fees he may incur.


Question: Is this a ribbis problem? 


CLICK BELOW TO WATCH THE VIDEO

Rabbi Shmuel Honigwachs


Answer: The Gemara in Bava Metziah discusses a case where a Jew borrows money from a non-Jew with interest and then lends that money to another Jew. The halacha is that even though the first borrower has to pay interest to the non-Jew, he cannot charge interest to the Jew he subsequently lent the money to. Furthermore, it says that it is even forbidden for the second Jew to make payments directly to the non-Jewish lender, and goes so far as to say that this is actually forbidden mid'ohraysa.


This is hard to understand because the first Jew is not benefiting at all from the interest payment; however, the fact remains that the Gemara clearly states that this is forbidden.   


Accordingly, if one Jew takes credit from a non-Jew, it would be forbidden for another Jew that borrows that money from him and incurs interest to either pay him back or pay back the credit card company directly; therefore, a heter iska would be needed in such a case.

For more information on the Business Halacha Daily project, visit https://baishavaad.org/business-halacha-daily/

To sign up to the BHD WhatsApp group click click HERE.

Any comments? We welcome your questions and feedback. Please reach out to us! info@baishavaad.org | 888.485.8223

OR SEARCH "BUSINESS HALACHA DAILY" VIA YOUR FAVORITE PODCAST VENUE

For more information on the Yorucha project, visit Yorucha.org/about/.

For the full topic syllabus,visit Yorucha.org/curriculum/

Feedback? yorucha@baishavaad.org | 888.485.8223 ext.302

Bais HaVaad Halacha Center | 290 River Ave. | Lakewood, NJ 08701 US

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