Dave loves technology. So when he heard that Apple was releasing it newest product, the iPhone 7, he quickly tried to decide whether or not he can afford to constantly keep up with the latest. Unfortunately, he thought for too long. When he finally got through to Apple they said that the jet black 128 GB model was on backorder until late December. Dave was quite disappointed until he heard that his friend Josh had the foresight to order two iPhones, which would arrive at his home in a few short weeks. Dave immediately called Josh who told him that he was willing to sell him one if he gives him a fifty percent deposit.
When Dave told his Havruta about his good fortune, his Havruta mentioned that he may have heard something about paying for merchandise that is not yet available being an issue of Ribbit – interest. This seemed odd to Dave. What connection can pre-paying for merchandise possibly have to Ribbit?
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