| Rav Ariel Ovadia Answer: The reason why the shtar lists the specific items being sold is based on a Mekor Chaim that notes that according to Choshen Mishpat, a sale must be on a "davar mesuyim." This means that one cannot simply say that he is selling all of the contents of his house; rather, he must detail what items in the house he is selling. Accordingly, simply saying that you are selling all of your chometz without listing what is being sold would not be a valid sale.
Many Acharonim say that this is not really necessary for various reasons. Some say that because the sale agreement specifies that a group of professionals will assess how much it is worth, it is a valid mechirah and there is no issue of it being not mesuyim. Others say that the problem of not being mesuyim only applies when one says that he is selling all of the contents of his house. If anything is specified, that is not a problem. In this mechirah, it is specified that the sale is limited to the chometz in the house, which would take care of this problem. Another reason given is because the non-Jew is coming with a resolute mind to purchase the chometz no matter what is included, therefore, the sale is valid.
Practically, we are stringent to detail all of the items being sold but if one didn't do this, it would not be a problem because of the way shtaros are written today.
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